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Can you prevent identity theft?

Identity theft protection services offer after-the-fact protections. None of these services guarantees they can prevent identity theft, but they provide the tools needed to catch it, act on it and restore your identity if need be.  However, some services include antivirus protection, which can help prevent your information from being stolen via malware, and VPNs, which can hide your IP address from nefarious websites. When you sign up for protection, take full advantage of everything the service provides. That may sound obvious, but if you're not using things like title or credit or social med

Best Identity Theft Protection Services We've Tested in 2026
How much insurance coverage do you need?

Identity theft insurance typically covers you against the costs incurred while recovering your identity. Most insurance will cover the cost of replacing important documents, any legal fees you might incur, case manager fees, any alert fees on your credit reports and even lost wages.  However, most insurance plans will not cover stolen money or financial loss from fraudulent purchases. You'll need to go to your credit card issuer or bank for that. Check the terms of your plan to see what it does and doesn't cover. The industry standard is to have coverage of up to $1 million. Some services, lik

Best Identity Theft Protection Services We've Tested in 2026

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